Matsya Fincap Private Limited is a credit institution for the purposes of the Credit Information Companies (Regulation) Act, 2005. Consent is taken before a bureau enquiry. New accounts, monthly performance and closures are reported to CICs. A declined application may be reported as an enquiry. The borrower may obtain their own credit information from any CIC and dispute inaccuracies.
Companies we report to
- TransUnion CIBIL
- Experian
- Equifax
- CRIF High Mark
What is reported
- Bureau enquiry when your application is appraised (with consent on the form).
- New loan account after disbursal — amount, tenure, ownership.
- Monthly performance — on time, delayed, or written off, as applicable.
- Closure when the loan is repaid in full.
- A declined application may appear as an enquiry, not as a loan.
Your rights
You may obtain your own credit information from any CIC and dispute inaccuracies with that CIC and with us at grievance@matsyafincap.com. We will correct our reporting where the error is ours.
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