Personal loan

Unsecured credit, subject to income and bureau assessment.

Amount ₹1,00,000–₹25,00,000, tenure 12–60 months. The rate is set after risk gradation under the Interest Rate Policy (illustrative 24% p.a. on the application KFS). Processing as disclosed in the sanctioned KFS. No gold loans are offered.

Salaried and self-employed residents with bankable income.
Bureau, banking and obligation assessment before sanction.
Disbursal only to the borrower’s own bank account.