Matsya Fincap Private Limited conducts Customer Due Diligence before an account-based relationship. Officially Valid Documents, PAN, and (where used) Aadhaar eKYC / offline XML are accepted as prescribed. Full Aadhaar numbers are not solicited on this website.
CKYCR (operated by CERSAI)
Search CKYCR before onboarding where an identifier is available. If no record exists, complete CDD and upload. Full Aadhaar is never stored on this website; eKYC / offline XML is used in the CKYCR channel only.
- Consent is taken on the loan application for search, download and upload.
- If you already have a CKYCR number, enter it on the form so we can download rather than duplicate KYC.
- If no record exists, CDD is completed and the record is uploaded to CKYCR.
- Beneficial ownership, PEP status and purpose of the account are recorded. Enhanced due diligence applies where risk is higher.
Portal: ckycindia.in. CKYCR is a KYC registry. It is not the same as a CERSAI filing of a mortgage — that is a security-interest registration, explained on Loan against property.
Credit information
With your consent we pull and report credit information to TransUnion CIBIL, Experian, Equifax and CRIF High Mark under CICRA, 2005. See Credit reporting.
AML
Suspicious transactions are reported as required under the PMLA. Staff are prohibited from tipping-off. The company may decline or exit a relationship where CDD cannot be completed.